Como Se Dice Credit: Unlocking and Understanding Credit Learn the basics of credit: What it is, how it works, and why it's important. Build a strong credit history: Step-by-step guidance on establishing and maintaining a positive credit score. Understand credit reports and scores: How to read and interpret your credit reports and scores. Manage credit wisely: Tips for using credit responsibly and avoiding debt. Repair damaged credit: Strategies for rebuilding your credit after financial setbacks. Get expert advice: Access to a team of credit counselors for personalized guidance.